Top MFD — North Region
AMFI Distributor Excellence, by net SIP inflows.
A personal wealth - operating system
A wealth plan as unique asyour journey.
Personalised wealth planning designed around your goals, risk profile and long-term journey.
Upload your CAS securely and get portfolio insights in seconds.
AMFI-registered MFD · Your ARN256-bit TLS · ISO 27001 certifiedNo fee from you · AMC pays standard commission
Wealth journey
Projected portfolio value
₹4,87,25,000
+₹3,94,80,000projected growth
Year 10 of 20 · 10 years remaining
now
Illustrative projection
XIRR
14.8%
Active SIPs
7
🎓
Achieved
🏡
85%
🌴
68%
15+ investors are building wealth with us
₹45 Cr+ Assets under management
15+ Investors served
2 Cities served
Begin anywhere
Six places to start your journey.
No account required. Explore, assess and discover what fits your life. Your wealth partner steps in only when you are ready.
2 minutes
Discover your investor personality
A short reflection to understand your risk appetite and ideal allocation.
Get startedGoal planner
Plan your financial goals
Retirement, your child's future or a new home. See what it really takes.
Get startedFree analysis
CAS upload
Analyse your existing portfolio
Upload your CAMS or KFintech statement for an instant health report. Encrypted in transit, deleted on request.
Get startedBy Rupixflow
Explore curated investment baskets
Hand-built portfolios for every life stage, risk profile and ambition.
Get startedUp to 9.5% p.a.
Compare fixed deposit rates
Bank and corporate FDs side-by-side, with senior citizen and monthly payouts.
Get startedFree
Talk to a partner
Book a free consultation
Sit down with a Rupixflow partner to map your goals, risk and next steps. No obligation.
Book nowRecognition
Trusted by families, recognised by the industry.
A few moments we are proud of. We work for outcomes, not trophies — but it is nice to be noticed.
Best Client Retention
Recognised for 96% annual client retention.
SIP Champion of the Year
By a leading AMC, for systematic-investing growth.
Rising Distributor
Karnataka chapter, early-growth recognition.
Curated by Your company
Portfolios built with conviction.
Each basket is researched, rebalanced and reviewed by our in-house research team. Invest with clarity, not noise.
Returns shown are past performance and do not guarantee future results. Mutual fund investments are subject to market risk; please read all scheme-related documents carefully.
High
Long-Term Wealth
3Y CAGR · illustrative
+18.4%
from
Moderate
Balanced Growth
3Y CAGR · illustrative
+13.2%
from
Low
Conservative Income
3Y CAGR · illustrative
+8.6%
from
05 — See it compound
What could an SIP become?
Small, regular and patient beats large and occasional. See how much of your final corpus is money you put in versus money the market made for you.
Monthly SIP₹50,000
Invested
₹1.80 Cr
Growth
₹15.85 Cr
Total
₹17.65 Cr
Projected value in 30 years
₹17.65 Cr
at an assumed 12% p.a. · illustrative
+15.85 Cr of growth
InvestedGrowth
Goal planning
Every rupee with a purpose.
Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.
- Inflation-adjusted projectionsSee tomorrow's price tag in today's terms.
- Scenario calculatorsIllustrative outcomes across market assumptions, for education rather than advice.
- Periodic reviews with your partnerA Your company partner walks you through progress on your schedule.
Illustrative example
Comfortable retirement at 5872%
23 years remaining · ₹ 75,000/mo lifestyle
₹ 28.4 L investedTarget ₹ 3.9 Cr
on track
Ananya's higher studies58%
12 years · MBA in the US
₹ 14.2 L investedTarget ₹ 1.6 Cr
on track
Dream home in Pune34%
5 years · 3 BHK · ₹ 1.8 Cr
₹ 6.1 L investedTarget ₹ 1.8 Cr
on track
Mobile app
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A partner, not an algorithm
Real people who Your wealth partner should be too.
You'll know your advisor by name. They'll know your goals, your family, and your plan — for years.
AR
Aditya Rao
Founder & Principal Advisor
CFPCFA18 yrs
Aditya leads investment strategy and advises the firm’s founding families.
900+ families personally advised
MI
Meera Iyer
Director — Financial Planning
CFPMBA Finance12 yrs
Meera builds the goal-based plans at the heart of every Cairn relationship.
650+ families personally advised
Top 100 MFDs in India
Cafemutual Awards · 2024
Same-day responses
Avg. first reply under 3 hours
96% families stay
Retention across 10+ years
Our story
We look after your money turn savings into wealth.
Cairn began in 2014 with a simple belief: every family deserves an advisor who genuinely cares.
“To make disciplined, transparent wealth-building the default for every Indian family — not a privilege.”
Today we advise ₹1,240 Cr across 2,800 families in 14 cities, on a simple promise: advice you can read, fees you can see, and a plan you actually understand.
Book a free consultationGoal-first, always
Every recommendation traces to a goal you set — never a commission table.
Fees you can see
Plain-English disclosure of exactly how we're paid on every product.
One advisor, for years
A named advisor who knows your family — not a rotating queue.
Quarterly reviews
We rebalance and review every quarter, not just when markets fall.
What investors say
““I uploaded my CAS expecting a sales pitch. I got a detailed report explaining exactly what I was getting wrong. That kind of honesty is rare.””
PM
Priya Mehta
Senior Product Manager
Start in 2 minutes
Your wealth journey honest question.
What do you really want from your money? Take our investor personality assessment. No email required to get started.